One stop. Many options.
Preparing for retirement should create excitement, not concern. Yet for many, that’s not necessarily the case.
According to the Schroders 2022 U.S. Retirement Survey, fewer than one in four U.S. investors ranging from 45 to 75 years old (23%) said they have a written plan to guide their retirement decisions. In the same survey, Americans on average said it will take more than $1 million in savings to retire comfortably, but only a quarter of them (24%) said they expected to reach the $1 million savings threshold.1 Those stats help explain why more than half of Americans (56%) are concerned about achieving financial security during retirement.2
That’s where we come in.
We use insurance products, such as fixed annuities, and a variety of investment products to help you build financial strategies. From tax-efficient strategies to investment advice to protecting some of your assets — we’ll cover as many bases as possible to help you create a strategy that supports your retirement lifestyle and long-term financial goals.
Once we understand your financial situation, risk tolerance and investment objectives, we can help you decide which types of products and services fit within your financial strategy.
1 Gregg Greenberg. Investment News. May 25, 2022. “Surveys show Americans prefer retirement planners, lack plans.” https://www.investmentnews.com/surveys-show-americans-prefer-retirement-planners-lack-plans-221930. Accessed Aug. 15, 2022.
2 National Institute on Retirement Security. February 2021. "Retirement Insecurity 2021: Americans' Views of Retirement." https://www.nirsonline.org/wp-content/uploads/2021/02/FINAL-Retirement-Insecurity-2021-.pdf. Accessed Aug. 15, 2022.
At Ensign Wealth Management, we can offer you the following products and services:
(Click the images below to learn more about each.)
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to guarantees or asset protection generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences including (but not limited to) a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits, and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
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